All my friends, This article significantly highlights why even well established banking institutions cannot be unquestionably trusted with their own clients financial information. It also illustrates why individuals must have control of what information regarding themselves should be in their hands only regardless of what industry they may be involved with, which is why the 4th amendment is so important and necessary to uphold. (February 20, 2008) A copy of a non-public Federal Deposit Insurance Corporation (FDIC) quarterly Technology Incident Report, financial institutions in the US experienced a considerable increase in the number of intrusions leading to account hijackings and stolen money over the last year. The report indicates that the cost of these breaches is increasing for all involved - banks, businesses, and consumers. The report looks into suspicious activity reports, or SARs. Banks are required to report fraudulent and suspicious transactions of US $5,000 or more. The report says that the average cost per SAR in the second quarter of 2007 was US $29,630; the average cost per SAR in the same period a year earlier was US $10,536. The majority of SARs were classified as "unknown unauthorized access - online banking." The report suggests that Trojan horse programs and keystroke loggers are used in many instances of unauthorized access. http://blog.washingtonpost.com/securityfix/2008/02/banks_losses_from_compute... http://www.informationweek.com/shared/printableArticle.jhtml?articleID=20680... Regards, Spokesman for INEGroup LLA. - (Over 277k members/stakeholders strong!) "Obedience of the law is the greatest freedom" - Abraham Lincoln "Credit should go with the performance of duty and not with what is very often the accident of glory" - Theodore Roosevelt "If the probability be called P; the injury, L; and the burden, B; liability depends upon whether B is less than L multiplied by P: i.e., whether B is less than PL." United States v. Carroll Towing (159 F.2d 169 [2d Cir. 1947] =============================================================== Updated 1/26/04 CSO/DIR. Internet Network Eng. SR. Eng. Network data security IDNS. div. of Information Network Eng. INEG. INC. ABA member in good standing member ID 01257402 E-Mail jwkckid1@ix.netcom.com My Phone: 214-244-4827