Hi All,
The Background information to Category D, Questions 2 and 3, does not seem to reflect the fairly starting conclusion that arose from it, that truly legitimate business use proxy/privacy in high levels, including banks. 

So a few quick edits to Questions 2 and 3 (with two discussed by way of example). And also a correction to the study link that links to the call for the study, and that I have revised to be the study itself...

Edits in caps...

Best,
Kathy
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Background information relevant to this question:

Information from the Whois Studies

Whois Privacy and Proxy Services Abuse Study [LINK TO REPORT AT https://www.icann.org/public-comments/whois-pp-abuse-study-2013-09-24-en]-

Our study shows that it IS TRUE that: "A significant percentage of the domain names used to conduct illegal or harmful Internet activities are registered via privacy or proxy services to obscure the perpetrator's identity".

Our study shows that it is PARTLY TRUE that: "The percentage of domain names used to conduct illegal or harmful Internet activities that are registered via privacy or proxy services is significantly greater than the percentage of domain names used for lawful Internet activities that employ privacy or proxy services."

OUR STUDY ALSO SHOWS THAT IS IS TRUE THAT: BANKS WHO HAVE NOT MALICIOUSLY REGISTERED DOMAIN NAMES HAVE A HIGHER THAN AVERAGE RATE OF USE OF PROXY/PRIVACY REGISTRATION.

STUDY LIMITATIONS: THE STUDY NOTES; “it is important to understand that the selection we have made is not necessarily representative of the overall usage of domain names for lawful and harmless reasons.”

More helpfully, we can say: "When domain names are registered with the intent of conducting illegal or harmful Internet activities then a range of different methods are used to avoid providing viable contact information – with a consistent outcome no matter which method is used.

However, although many more domains registered for entirely lawful Internet activities have viable telephone contact information recorded within the Whois system, a great percentage of them do not."

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