Colleagues, The archives of the High Security Zone Top-Level Domain Advisoy Group (HSTLD-AG) may be found here: http://mm.icann.org/pipermail/hstld-ag/ The initial briefing, a mere 2pp, may be found here: https://archive.icann.org/en/topics/new-gtlds/briefing-hstld-24nov09-en.pdf Our final report may be found here: https://www.icann.org/en/topics/new-gtlds/hstld-final-report-11mar11-en.pdf I mention this as the discussion of enforcement has, for whatever reason, foundered on one of the scenarios we examined. At no point did our longer, and, in my opinion, better informed, discussion, arrive at the rhetorical point of departure one CCWG-ACCT contributor has just offered, that of "make ICANN into an international regulator of online banking". And just in case someone still thinks that "ICANN enforcing commitments that equate a TLD string's semantics with an industry and its regulatory commitments" is a sensible statement, I point out that several of the scenarios considered by the HSTLD-AG involved strings many might find meaningless, or much less suggestive than "bank". My own employer-at-the-time proposed strings for new forms of payment, as well as for regulated institutions other than ABA member banks. I don't mind people working out the issues of enforcement, but could we do it without gorp like "The idea that ICANN should be deciding what constitutes a bank ..." would be an improvement. Eric Brunner-Williams Eugene, Oregon